Heartland Financial USA Inc., or HTLF, a bank holding company based in Dubuque, Iowa, is offering a home improvement loan product designed for low- and moderate-income homeowners through its 11 chartered units in 12 states.
This fixed-rate installment loan is secured by the borrower’s primary residence. It has a 60-month term, with dollar amounts between $5,001 and $14,999.
“This is another way we can help serve the communities that we’re in,” said Brian Jensen, senior vice president, segment marketing director at HTLF. “We know that a lot of larger national banks have announced they’re discontinuing some lending, pulling back